Why should I compare home insurance?As in any purchasing decision, compare the offers available is your only guarantee to choose the best product at the best price. Insurance is not an exception. Only by comparing home insurance you know which company offers you the best price based on the specific characteristics of the property insured, and what policy includes coverage and maximum compensation that come closest to what you're looking for.Before comparing home insurance, we must decide what kind of policy we want to hire and what kind of damage we cover. The only home insurance is compulsory which covers the value of your home in case of fire. However, it is desirable to protect the peace of the continent against other damage such as, vandalism, flooding or breaking glass, to give some examples. In terms of content, the different coverage can vary significantly between different policies, but some of the most common are broken marbles, vitro ceramic, document replacement costs or value of stolen goods. Therefore, when comparing home insurance, you should pay attention not only to price but also coverage and limits including hedges. These limits can be set to come on a specific amount (eg, up to 600 € for replacing ceramic vitro) or a percentage of insured losses.Once you have decided what coverage you consider necessary to compare home insurance that will provide the level of protection they consider appropriate and choose the cheapest.How I can compare home insurance and save on my insurance?In Spain there are more than 20 insurers offering home insurance. Most are traditional insurers, ie, those who market their products through insurance intermediaries. And others are direct insurers, operating primarily through telephone and Internet. Therefore, compare home insurance can be an arduous and difficult task, requiring a search of the leading insurers in the market, fill one by one all the various forms of insurance, and manually compare home insurance available. The comparative home insurance Kelisto born with the intention of joining the market in one place, so you can compare home insurance, in minutes, comfortably, and filling out a single form. The comparative home insurance Kelisto queried in real time on each of the insurers included, so that, with the information provided, they calculated the price of premiums.It is not possible to know in advance the price of home insurance. It is not even possible to know a priori which company will offer you a cheaper policy. This is because the prices offered are determined by the risk profile of the insured property (according to their geographical location, height, security measures they have, etc..) And limit the quantities to insure. Therefore, to compare home insurance, you need to provide the data that insurers need to set different budgets to the circumstances of each case.All insurance companies included in the comparison have a high reputation. Both in the case of traditional insurers, where we have the largest insurance market in terms of turnover, as in the case of direct insurers, except Hotline (which is part of Bankinter), are part of large insurance groups. Therefore, when comparing different home insurance, you can choose the one that offers the coverage you need at the cheapest price, as insurers enjoy associated maximum guarantees.
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