Increasingly women-only insurance

The accident statistics do not lie the DGT, women have a lower risk of causing accidents or being involved in one. Men are the highest accident record (4 out of 5 deaths and 3 out of 4 injured in road accidents). As a general rule women are more cautious when they are behind the wheel, so car insurance companies offer lower premiums under the lower claims.Not only are more careful driving but also choose smaller displacement cars and tend to drive less frequently than men, so the possibility of causing an accident and the potential damage of lesser importance.

However, following the opinion of the Court of Justice of the European Union that outlaws that sex can be a source of differentiation in the price of insurance, insurers may not offer different premiums to men and women in the car insurance , life and health, when differences were recorded before arriving up to 33% on the final price.

The car insurance premiums for women will consequently increased their amount. According to a report commissioned by the CEA, the European insurance employer, which attempts to assess the economic consequences of the implementation of the European directive that establishes the disappearance of gender differences, which are classified as direct discrimination, one of the first consequences will increase the price of car insurance policies for women. Quantified increased by 11% as GDV, the German Insurance Association.Insurers aware of the specific needs of this group have begun to offer vehicle insurance with coverage designed especially for the women. Many of these companies claim to be over 25 and have not lost more than six points, assessing aspects of history at the wheel adjusting the price accordingly based on the claims.

To get more competitive prices can help our car insurance comparison with which not only saves money, but also time in choosing the car insurance deal that best fits your needs.ExamplesAmong the available supply in the market stands Insurance Penelope, a new brand launched by the Group Hotline offering coverage to address the peace and safety of the drivers, but can also be contracted by men. This insurance is intended to make life easier for the insured, particularly as related to roadside assistance, field repairs, workshops and specific allowances.

Coverages offered highlights of theft bag inside the car, offering compensation of up to 200 euros and the management of low credit cards. Penelope offers roadside assistance for pregnant women, in case of indisposition for this contingency, are responsible for the insured and take your car to a medical center or to their home, as required. Car service also offers Agenda, helping to save time conducting, managing the agenda revisions of your car. In the repairs, the insured will have free choice of workshop and the assurance that your car will be washed and vacuumed after repair.Other highlights include the additional cover legal assistance on various topics such as labor law, fiscal or civilian vehicle repaired in situ, wherever possible and collection and delivery services vehicle, crane urgent (roadside assistance unlimited mileage) and replacement vehicle, among others.

Another policy to mention is the Policy We Pelayo, to suit the specific needs of everyday women and among other features the following