Monday, January 7, 2013

10 distractions that will make your insurance more expensive



In the activity of insurance companies that do nothing but take the risk to charge a premium to the consideration of that may have to deal with compensation claims. That is, the business in the field of car insurance is to take risks by charging a premium sufficient to cover potential claims and expenses.
One of the most studied by insurers are the causes of the accidents, which can be grouped into the type of driving or vehicle type.
One of the key issues is that sometimes develop bad driving habits. We believe it is better to end such practices or else we will be forced to pay more for our insurance premium, by increasing the chances of having an accident, injury to yourself or others, or damage to property. This is to reduce accidents, something that suits us all.

10 easy tips
1. Do not eat or drink while driving. Distractions come in a wrapper, a paper or if we spilled food or drink. There is negligible loss of maneuverability to avoid if you do not eat or drink while driving.2. No speeding. To mention one example: the risk of scope decreases considerably behind. But there are many advantages because we won and we answer possibility less inertia.3. Avoid driving if you continue to feel tired. Rest at least every two hours is essential.4. Driving with proper footwear. Avoid sandals, heels, facing our movement more precise and unhindered.5. No talking on the phone while driving, unless we use the speakerphone.6. Never write text messages while driving. The view, better circulation concentrated in all the time.7. Do not read a map while driving, for the same reason as before.8. Avoid makeup or look in the mirror in place.9. No kill mosquitoes or bees driving. Wait and stop the car as soon as possible.10. Avoid mixing alcohol or any drugs and driving. The mixture is explosive for us and for you come across along the way.
It's good to follow the traffic rules to avoid accidents. Remember that if we are responsible for an accident, then the insurance company will increase the premium.Some insurance companies have a point system as the driver's license, with faults of three points or six points. If we exceed this score insurance start penalize you for it.It is the policy of insurance companies consider our driving record before also renew the policy.

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